"Any gold that an artisan saves will enter circulation anyway. It will be used as material to produce goods. A

"Any gold that an artisan saves will enter circulation anyway. It will be used as material to produce goods. Any hold saved by the townsfolk will go into circulation too. – They'll use it to buy goods. Whereas the money of a wealthy person will be invested in useless trinkets, which will sit in their mansion collecting dust. – Not doing any good to anyone!"