Bartholomew clears his throat. "If you ask my advice, I would not encourage our citizens to come ask for loans

Bartholomew clears his throat. "If you ask my advice, I would not encourage our citizens to come ask for loans for their crazy ideas. You will quickly lose money, while this character poisons your subjects with his concoctions... Perhaps three and a half halflings will enjoy his fizzy wine, but that will hardly repay your investment."